There are a number of insurance providers that offer the purchase of Seattle Auto Insurance coverage. Many drivers will choose to have additional types of coverage included on the standard auto policy to allow them to have more financial security in the event of an accident.
The type of coverage options could vary from insurance provider to provider. Some of these options include tow truck insurance, emergency roadside insurance, and auto glass insurance.
Washington state law does not mandate that you have the above types of coverage on your policy. But if you find yourself in a situation where you could use their coverage you will wish you had added them to your policy at a minimal cost rather than pay the large fee to pay for the emergency yourself.
Have you ever had your car vandalized and your windows broken? If so you know that windows can be very pricey to replace. Depending on how high your deductible is set, this could leave you responsible for the full cost of replacement.
When deciding which options to add to your policy add up how much the addition is going to cost you for the year. If say adding auto glass coverage to your policy increases your premium by $50 a month, this would equate to $600 a year and you could be better off just paying for window repairs yourself.
Daily rental insurance coverage is another option that you can add to your insurance policy. This type of coverage will pay for a rental car if your main car is totaled in an accident.
Having this coverage can take away the worry of how you will get to work if you can’t use your vehicle. However this coverage may be included in your comprehensive or collision coverage so make sure and ask your insurance agent before adding this to your policy.